Jewelry Insurance Replacements

Hacker Jewelry Insurance Replacements

We understand the insurance replacement business…from the customer’s feeling of loss to the insurer’s role of making whole. Our professional approach and insight into insurance replacement makes us the clear choice for claims professionals in the greater Lenawee County, Michigan area.


We will provide written or verbal quotes within 24 hours at no charge, all handled by a professional claims specialist.

Follow up:

The insured will be contacted promptly and appointments scheduled at their earliest convenience. Adjusters are always updated as to claims status.


The insured is welcome at our convenient location, or at their home or office if necessary. In any event, they will be met by a patient replacement specialist. Of course, feel free to refer the insured client to our website to preview merchandise.

Prompt Replacement:

In order for your files to be quickly closed, we provide prompt, reliable replacements.


Our Graduate Gemologist and award winning goldsmiths are your assurance that replacements are always of like kind and quality, if not better. The insured is always put in at least the same position as before the loss.


As Master IJO Jewelers, we buy with a chain’s power, including importing diamonds and gemstones from cutting centers around the globe. We also belong to a powerful network, giving us instant access to hundreds of competitive sources via computer link. Invoices are always billed on a cost plus basis, never a discount from retail, assuring lowest price.


Our program is designed for 100% satisfaction by all parties. A release form is strictly used, so the insured need never be concerned with actual replacement price

Salvage & Repair:

Highest possible salvage quotes will be offered upon inspection of remaining merchandise. Repairs are of finest quality, preventing future claims.


All replacements come with a retail replacement appraisal in order to encourage rescheduling. We can also provide certification, cash out advice, and claims documentation. We can supply from our extensive inventory, our dependable sources, or your designated suppliers. In short, our experience, training, and education will insure that once you try us, we will become your most trusted jewelry replacement resource for Southeastern Michigan and Northwestern Ohio.